In 2022, the Russian Federation is undergoing radical changes in the economic structure caused by the restrictive policy of unfriendly states. The tightening of the conditions for financial transactions and foreign trade relations led to a scenario of accelerated adaptation to a number of current threats, including the disconnection of 7 Russian banks from the SWIFT system, an increase in the inflation rate (12% per annum) and the key interest rate (9.4%), a decline in GDP (2.1% in annual terms). The article analyzes the indicators of monetary policy, such as the dynamics of the key rate, the inflation rate, gross domestic product, the volatility of the national currency, as well as government measures to stabilize the economy, including the adaptation of monetary policy to the current macroeconomic situation. The analysis of the transformation of the economy under the influence of digital technologies is carried out, it is concluded that the financial system of Russia is ready for the introduction of the digital ruble as a tool to combat the economic crisis, sanctions pressure for the effective passage of the phase of structural adjustment of the economy and strengthening positions in global competition. This measure will make it possible to reduce dependence on the dollar, reach a higher technological level, and also ensure progress in export and import relations.